Your LTCi

Welcome to Your Long Term Care Insurance

This web site is designed to provide you with the information and resources necessary to take control of your future. To provide you with the tools necessary to make informed decisions regarding your long term care needs and how best to plan for the financial and emotional challenges associated with providing care for your self and your loved ones.

No matter what your financial situation planning for long term care is an essential piece of your financial plan that is all too often overlooked. Whether you self-fund your care through savings, purchase a long term care insurance policy or qualify for Medicaid you need to take action and decide on a plan that is right for you. Because your health will change, especially as you grow older, it's smart to look into this well before you reach retirement age (generally in your 50's).

Long-term care insurance typically covers the cost of:
  • Help in your home with daily activities like bathing, dressing, eating and cleaning.
  • Community programs, such as adult day care.
  • Assisted living services that are provided in a special residential setting other than your own home. These services may include meals, health monitoring, and help with daily activities.
  • Visiting nurses.
  • Care in a nursing home.